Banking and Financial Systems

Here's what you've been searching for -- a book that provides focused coverage of banking and financial systems. Students learn the importance of money and interest, negotiable instruments, mortgages, commercial lending, and the role of banking in today's economy. Banking and Financial Systems combines hands-on activities, examples from news-making companies, creative special features, and solid content. Ethics in Action, Tech Talk, and World View bring the content to life and help students bridge the gap between classroom and real world applications. Liven up your classroom with Banking and Financial Systems.

1. THE BUSINESS OF BANKING. 1.1 Introduction to Banking. 1.2 Role of Banks in the Economy. 1.3 How the Financial System Works. 1.4 Other Financial Institutions. 2. DEVELOPMENT OF U.S. BANKS. 2.1 Creation of a National Currency. 2.2 Banking Before 1913. 2.3 Banking in the Twentieth Century. 2.4 The Federal Reserve System. 3. MONEY AND INTEREST. 3.1 The Money Supply. 3.2 Money Creation and Circulation. 3.3 Interest and Interest Rates. 4. DEPOSITS IN BANKS. 4.1 Deposit Accounts. 4.2 Interest-Bearing Accounts. 4.3 Flow of Deposits. 4.4 Deposit Regulations. 5. NEGOTIABLE INSTRUMENTS. 5.1 Types of Negotiable Instruments. 5.2 Presenting Checks for Payment. 5.3 Processing Checks. 5.4 Changing Forms of Payments. 5.5 Security Issues. 6. BANK LOANS. 6.1 Consumer Loans. 6.2 Granting and Analyzing Credit. 6.3 Cost of Credit. 6.4 Credit and the Law. 7. MORTGAGES. 7.1 Mortgage Lending. 7.2 Mortgage Loan Processing. 7.3 Mortgages and the Law. 7.4 Government-Backed Loans. 8. COMMERCIAL LENDING. 8.1 Commercial Loans. 8.2 Commercial Credit Analysis. 8.3 Small Business Loan Programs. 9. SPECIALIZED BANK SERVICES. 9.1 International Banking. 9.2 Insurance and Brokerage. 9.3 Cash Management. 9.4 Trusts. INDEX